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Jun 04, 2020

About Us


If you are an NHS employee and you live in Scotland, the Debt Management Clinic's focus is to find you a solution with affordable payments, making you debt free as soon as possible.

In order to free yourself from a debt problem, you need expert advice tailored to your own particular situation.  We have carried out an review of the debt solutions market and are pleased to recommend, The Mortgage Advice Clinic for debt consolidation and Don't Fret About Debt for all other aspects of debt management. Both companies have their headquarters in Glasgow however they can offer advice irrespective of where you are based in Scotland. The advice you recieve will be free* and impartial, covering the options availible to you.

In every case the least drastic and most effective remedy will be recommended .  A Debt Payment Programme, Trust Deed or Sequestration  would only be suggested  when it is in your best interest.

Advice won't cost anything.* Every solution is suggested without obligation. There's no hard sell - but we do need to collect information in relation to your assets, liabilities, income and expenditure to fully understand your situation before proposing the most suitable way forward.

The Mortgage Advice Clinic has been part of NHS Staff benefits since its inception and has been providing advice on mortgages and protection to NHS Staff at all grades since 2002.

Don't Fret About Debt is a division of Campbell Dallas LLP and have a long standing relationship with The Consumer Credit Counselling Service & Citizens Advice. 

 *The initial consultation and our recommendations will be free. If you decide to go ahead with one of our debt solutions, there may be some costs, depending on which solution you decide suits yours needs best. Our debt experts will advise if your preferred option has associated costs and will only proceed if you are happy to do so. 


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